This engaging and interactive half-day workshop is designed to help apprentices build confidence around money, spending, budgeting and future financial planning. Covering everything from understanding payslips and managing debt to everyday savings, advertising tricks and planning for the future, the session provides practical tools that can make a real difference to financial wellbeing.
Master Your Money, Shape Your Future.
By the end of this workshops, learners will be able to:
- Understand the key principles of financial wellbeing
- Identify ways to maximise income and reduce unnecessary spending
- Read and understand a payslip, including common deductions
- Differentiate between good debt and bad debt
- Explain the difference between priority and non-priority debts
- Understand the financial impact of car finance, mobile contracts and tech purchases
- Recognise the risks linked to loans, Buy Now Pay Later services and high-cost borrowing
- Recognise common advertising and marketing tactics that influence spending habits
- Identify practical everyday money-saving strategies
- Apply learning to practical budgeting and spending scenarios
- Begin planning for longer-term financial goals including savings, pensions and mortgages
Resources Included
- Financial Wellbeing Handbook
- Personal Financial Wellbeing Plan
- Budgeting and Money Management Guide
- Understanding Payslips and Deductions Factsheet
- Debt Management and Buy Now Pay Later Guide
- Everyday Savings and Cost Reduction Tips
- Financial Planning, Pensions and Mortgages Overview
- Budget Planner and Spending Tracker Templates
- Financial Goals and Action Planning Worksheet
- Financial Wellbeing Self-Assessment Tool
- Directory of trusted financial support organisations
- Useful contacts, online tools and resources for ongoing support
