Tag: benefits

  • The Costs of Disability

    The Costs of Disability

    The publication of the Government’s Green Paper consultation ‘Pathways to Work’ announced on March 18th 2025 proposed serious changes to the eligibility and rates of disability benefits like PIP and LCWRA with a view to saving £5 billion per year from what the government call a ‘ballooning’ working-age welfare bill by 2030.

    These benefits are meant to help with the additional costs that disabled people face due to their disabilities. Quite simply, life costs more if you’re disabled.

    These benefits, chiefly PIP and LCWRA, are meant to reflect that; support from the government to help alleviate those additional financial hurdles. LCWRA applies where someone claiming Universal Credit is found to be unfit, and thus, unable to work whereas PIP is not linked to a person’s employment status but again, is meant to help with those additional costs.

    Disability charity Scope estimates that a household where someone is disabled will need an extra £1010 per month to have the same quality of life as a non-disabled household.

    Where might those costs arise? Well, as with disability itself, those costs can take various forms. Perhaps you have higher energy costs (something people up and down the country currently face). Perhaps you have issues with mobility and require taxis. Perhaps your condition affects your diet meaning you require particular foods. There are a myriad of ways these extra costs can manifest.

    Scope themselves say that almost half of families where someone is disabled live in poverty. If these changes go ahead, they will have a devastating impact on disabled people’s finances and push more people into poverty. The Resolution Foundation estimate that between 800,000 and 1.2 million disabled people could lose their benefits, on average losing £1400, with some facing significantly deeper losses according to the Child Poverty Action Group.

    Indeed, its difficult to see how these cuts square with the Government’s commitment of reducing child poverty. 870,000 children live in families were someone receives PIP of which 290,000 are already in poverty. Its difficult to see how these cuts simply won’t make an already grim picture even more stark and fatally undermine the government’s child poverty strategy, when it reports later in the year.

    The needs of disabled people haven’t changed. Withdrawing government support in the form benefits wont suddenly make your fuel bills, your vital taxi travel or your food cheaper. It means people will go without. Without running vital medical equipment, without heating, without food, without engaging in their communities, without all of the things that make a life a meaningful life rather than just an existence.

    What has changed is the ‘goalpost’; the threshold at which someone can become eligible for PIP or LCWRA. The government have consistently said that the welfare system should be there for those ‘with the greatest need’ or ‘those who need it most.’ But what use is this rhetoric when the criteria for ‘needing it most’ is subject to the whims of politicians? PIP was introduced in 2013, designed to replace Disability Living Allowance for Adults and was purposefully designed to be ‘harder’ to qualify for than DLA. By making it even harder still, if these changes go ahead, the government are withdrawing vital support from those who are least able to meet those costs themselves. If the aim of disability benefits like PIP and LCWRA is to help those ‘most in need,’ then its difficult to see how these changes amount to anything other than a government saying to everyone else when it comes to those costs ‘sorry, you’re on your own.’

    For more information, you can find a link to the full Pathways to Work Green Paper here, outlining the proposed changes to PIP/LCWRA and wider employment support for people with health conditions and disabilities. The consultation period ends June 30th 2025 and you can respond using the online form.

    Society Matters offer CPD-accredited courses on Personal Independence Payment and Universal Credit (covering LCWRA among other aspects of UC). You can find more information on all our available courses: All Training.

  • The Welfare Benefit System

    The Welfare Benefit System

    We’ve refreshed, updated and renamed our “Get to Grips with Understanding Welfare Benefits” course as “The Welfare Benefit System“—a name that better reflects its comprehensive approach to navigating the entire welfare benefits system. The new course has this month been CPD accredited to assure our usual high quality learning experience.

    The Course now explains the migration to universal credit and how the legacy benefits have been incorporated into the 6 elements of Universal Credit.

    Explore the complexities of the UK welfare benefits system, which remains intricate even after the introduction of Universal Credit and PIP in 2013—reforms intended to streamline the system.

    Our concise training course provides a clear and practical introduction to all the welfare benefits still actively claimed—and often overlooked—by millions in the UK.

    Designed and delivered for professionals supporting individuals in social welfare, “The Welfare Benefit System” equips you and your organisation with essential knowledge to confidently navigate this evolving landscape.

    We tailor our delivery to your organisations needs, helping you to put all of the pieces of the jigsaw of the welfare benefits system together.

  • Navigating the final stages of Universal Credit transition

    Navigating the final stages of Universal Credit transition

    Understanding Managed Migration

    Managed migration involves systematically moving individuals receiving legacy benefits—such as Tax Credits, Housing Benefit, Income Support, Jobseeker’s Allowance, and Income-Related Employment and Support Allowance—to Universal Credit. The DWP issues migration notices to affected households, instructing them to apply for UC within a specified timeframe, typically three months. Failure to act within this period results in the termination of existing benefits.

    Current Progress

    Between July 2022 and September 2024, the DWP dispatched approximately 1,369,367 migration notices to 943,343 households. Of these, 883,944 individuals from 622,127 households successfully transitioned to Universal Credit. Notably, 320,376 households received transitional protection to ensure their benefit amounts were maintained during the switch. However worryingly, 318,834 individuals did not claim UC within the allotted time, leading to the closure of their legacy benefit claims.

    Risks and Challenges

    The managed migration process presents several risks, particularly for vulnerable groups such as individuals with mental health issues, disabilities, or cognitive conditions. These individuals may face difficulties understanding or responding to migration notices, increasing the likelihood of missed deadlines and subsequent loss of up to 100% of their benefits. Many people are anxious about opening letters from the DWP and some have attributed the letters to be scams.

    Charities and advocacy groups have raised concerns about the adequacy of support provided by the DWP to these people during the transition.

    Additionally, while some claimants may find themselves better off under Universal Credit, others could experience reduced payments. To mitigate immediate financial losses, the DWP offers transitional protection payments. However, this protection is contingent upon timely application; those who miss the migration deadline forfeit this safeguard, potentially impacting their financial stability.

    Another key factor is that this transitional protection does not last forever and is subject to ‘erosion’. If you have a change in circumstances such as a partner dying or moving out of the property due to relationship breakdown you will lose their part of the payments including the support that was added as part of the transitional protection.

    Conclusion

    The DWP is approaching the culmination of its managed migration to Universal Credit, with most claimants successfully transitioned. The last people to migrate should receive a migration notice by December 2025. Nonetheless, the process has highlighted significant challenges, particularly concerning the support provided to vulnerable individuals and the consequences of missed deadlines.

    As the transition progresses, it remains imperative for all stakeholders to address these issues to ensure a fair and effective benefits system.


    Do you or your organisation need support with understanding the managed migration process to Universal Credit?

    Do you support vulnerable clients who may be at risk of losing their benefits? Sign up for our brand-new 2 hours and 30 minutes Managed Migration workshop which looks at:

    • Where do we currently stand with managed migration and what is the process?

    • What is a migration notice and what do you need to do when one arrives?

    • How to support vulnerable clients with managed migration and make sure payments do not stop.

    •  Gain and understanding on transitional protection and the erosion of benefit payments over time.

    • Tactics to maximise and protect your clients’ rates of benefit entitlements and avoid potential pitfalls during the managed migration process.

    • An opportunity to ask our welfare benefits experts any questions you may have.

    For more information and to book yourself on this workshop email us at hello@societymatterscic.com